The Coming Crisis You Can Avoid

"Nearly 28 million U.S. households - 37% of the total - do not own a retirement savings account of any kind. Among the households who owned a retirement savings account of any kind as of 2001, according to a 2004 report by the Congressional Research Service, the average value of all such accounts was $95,943. That number was distorted by the relatively few large accounts, and the median value of all accounts was just $27,000.

"The median value of the retirement accounts held by households headed by a worker between the ages of 55 and 64 was $55,000 in 2001, the CRS says. To that, Stein adds that just 11% of all Americans have retirement savings of $250,000 or more."

There will be a rude awakening, on the day that everyone figures out that the government cannot keep its promises about social security and medicare/medicaid. Very few people are prepared.

The goal of this site is to prepare people for the rude awakening.

Increasing Income: If you're 57 and under, and want the best moneymaking deal out there, your best bet is growing wild-simulated ginseng. Nothing else even comes close. Read the reasons why, here.

Controlling Spending: If you're going to be on a low income (along with everyone else) but you still want your comforts (and who doesn't?), we explain how to retire on $800 a month without feeling like a dropout from the human race.

Protecting Wealth: If you've taken our advice and implemented the BulletProof Retirement strategy, you'll have cut your expenses while you're still in your prime income producing years... and you'll be producing more than you're consuming. In other words, your wealth is growing. We advise protecting your wealth with the Alpha Strategy. We explain how to invest in production and store consumables, as well as how to prevent theft.

Along the way, we talk about lots of things that will all add up to a BulletProof Retirement.

This site is not for everyone. We talk about unpleasant subjects from time to time, and we discuss social trends that will result in a lot of losers and very few winners. However-

We Offer Hope